Loan Origination Fees

In April of 2011, the Government via the Dodd-Frank Act began regulating Loan Officer Compensation.

We have lost much of our flexibility to lower fees.

In order to maintain competitiveness and actually have an advantage over the "Big Banks", I believe I have found the right combination of lender (Freedom Mortgage Corporation) and extremely competitive fees.

I invite you to compare any quotes you may receive from any other lender with what I am able to provide.

I will gladly review your quote and advise you what is in your best interest, regardless of whether you work with me.

Please note that a Loan Origination Fee is optional.  By choosing a slightly higher interest rate, you can receive a credit from the lender which will reduce your Closing Costs.

Because my company's pricing is so attractive, and the way lenders price their loans these days, you may find choosing a rate with no closing costs whatsoever is the best choice for you.

By practicing "Transparent Lending,"  I show my clients what the loan costs are for every interest rate under consideration, and allow the borrower to choose the interest rate and cost combination which best suits their needs.